Evidence Roadmap

The Evidence Roadmap increases the evidence base for CDRFI and move the focus from innovation to learning

General Overview

Climate change is increasing the frequency and impact of natural hazards and extreme weather events. Global inequities mean that these risks pose a greater and even existential threat to lives and livelihoods in the Global South. Without adequate Disaster Risk Finance (DRF) strategies and tools in place, exposed countries, communities and individuals have few options to financially prepare for and cope with the disastrous impacts of climate and geophysical extreme events.

As a result, emergency response and recovery activities may be delayed with long-term consequences for livelihoods and economic growth. Countries and communities may be unable to invest in risk mitigation and preparedness which increases the likelihood and impact of hazards. Countries and households may take on unsustainable debt burdens so as to cope with potential disaster situations. Finance and insurance have a critical role to play in helping countries, communities and individuals to manage climate and disaster risk. While there are many different solutions, practitioners urgently need to scale up those options that work.

The Climate and Disaster Risk Finance and Insurance (CDRFI) community needs research and evidence to identify the most impactful and cost-effective solutions, while also creating new innovations to leverage capital and address the most pressing risk management needs.

The Evidence Roadmap provides a structure for prioritizing both:

Investments in CDRFI research

Evidence-based action to help countries, communities and people exposed to climate risks and hazards to better manage disaster risk by legitimizing and meaningfully scaling up successful CDRFI solutions

The Evidence Roadmap

The Evidence Roadmap was created by researchers, donors, conveners, implementers, governmental and civil society representatives, and other CDRFI expert stakeholders from the CDRFI community and for the CDRFI community.

The Roadmap builds on the InsuResilience Global Partnership’s Pro-Poor Principles and addresses one of main objectives of InsuResilience vision 2025 – to increase the evidence base for CDRFI and move the focus from innovation to learning.

The Evidence Roadmap aims to gather the most compelling and robust evidence on what works in climate and disaster risk finance and insurance. This will ultimately improve the tangible difference CDRFI can make to the lives of poor and vulnerable people. The Roadmap will guide research and evidence-based activities into the CDRFI arena in the coming years, gathering support behind a common research agenda.

Explore our interactive evidence roadmap below.

quick impact

Insurance literacy: How do people process information and prioritize outcomes and how does that impact CDRFI demand?

Evidence Piece: Mogge, L. & Kraehnert, K. The effect of risk perception on the demand for index insurance in Mongolia (under review). 

What is the CDRFI impact on psychosocial factors and subjective wellbeing of people and clients?

Evidence Piece: Fluhrer, S. & Kraehnert, K. (2022) Sitting in the same boat: Subjective well-being and social comparison after an extreme weather event. Ecological Economics, 195, 107388.


How can CDRFI spur adaptive decisions and behaviours before and after shocks?

persistent question

How can products increase value for clients and how do safeguards affect CDRFI supply and demand?

What are effective CDRFI solutions for upstream value chain actors in agriculture and other sectors?

What are meso- and macro CDRFI downstream welfare impacts for people and clients?

transformational evidence

What are CDRFI impacts on related risks people face, e.g. in relation to conflict and competition for resources?

How can microinsurance be effectively integrated into sovereign insurance platforms?

quick impact

What lessons can be learned from the response to the Covid­19 crisis?

What is the impact of pre­agreed finance for public asset reconstruction?

Re-established public service provision: What impact do speedily re­established public services make, and does public asset insurance improve it?

What is the political economy of CDRFI?

Evidence Piece: The Political Economy of Premium Subsidies: Searching for better Impact and Design PRE-PRINT, commissioned by InsuResilience Global Partnership and led by ODI.

persistent question

What are the welfare, economic and fiscal stability impacts of macro­level CDRFI instruments?

What is the cost of inaction?

How to better incorporate CDRFI and public financial management?

How can the lack of demand and CDRFI supply­side challenges be overcome?

transformational evidence

What are the non­financial constraints on disaster response that limit CDRFI impact?

How to ensure complementarity and integration of risk-layered CDRFI instruments for national governments?

quick impact

What are the incentives and barriers to the use of CDRFI instruments in humanitarian action?

To what extent does CDRFI improve the effectiveness, efficiency and equity of humanitarian operations?

Are risk-layering approaches being used well and if not, why not?

persistent question

What are longer­term impacts of humanitarian anticipatory action and response on households and individuals?

Do subsidies of CDRFI represent good use of public resources in a given context and how is this determined?

How can anticipatory action reach scale?

transformational evidence

What are the opportunities and risks of implementing CDRFI in contexts of conflict and protracted crises?

How effective is the current global risk­finance architecture, and what could improve CDRFI timeliness and value for money of CDRFI?

What impact will larger scale creeping changes (e.g. climate change and demographic change) have on CDRFI in the long term?

quick impact

Which countries make use of sex-disaggregated CDRFI data to inform climate and disaster risk understanding?

Research project: Analysing the status quo of gender-responsiveness among programmes under the InsuResilience umbrella (Oxford Policy Management & InsuResilience Secretariat), to be published in November 2022.

How are gender considerations integrated into macro-level CDRFI related polices and solutions?

What case study examples indicate gender differences in insurance access and usage?

Research project: Analysing the status quo of gender-responsiveness among programmes under the InsuResilience umbrella (Oxford Policy Management & InsuResilience Secretariat), to be published in November 2022.

persistent question

What is the value of gendered approaches to CDRFI solutions to increase resilience?

How can CDRFI policy priorities and payouts reduce the gender-specific impacts of disasters on women?

What are successful approaches for removing gender-specific barriers from CDRFI schemes and payout mechanisms?

transformational evidence

How can CDRFI solutions contribute to gender equality and women’s empowerment?

Has the integration of gender-related vulnerability data ultimately improved the resilience of women and men?

quick impact

How can risk models and tools be developed to ensure appropriate and targeted use?

How can remote sensing data and local data be combined to design prototype frameworks for data-scarce environments?

persistent question

How can uncertainties be reduced when combining vulnerability and climate modelling?

How can climate-risk modelling be used to facilitate effective disaster recovery?

How can natural resources and nature-based solutions be integrated in risk analytics?

transformational evidence

How to integrate wellbeing metrics/data more directly into climate-risk analysis?

How can collaboration among modelling communities enhance a better understanding of compounding and cascading risks?

How can emerging data and new modelling technologies be utilized to improve CDRFI products?

quick impact

What resilience measurement guidance would support better and more consistent resilience estimation in CDRFI activities?

Evidence piece: Panda and Surminski 2020. Climate and disaster risk insurance in low income countries: Reflections on  the importance of indicators and frameworks for monitoring the performance and impact of CDRI. Working Paper. 

What is the impact of CDRFI on individuals in traditionally under-researched areas?

What is the impact of CDRFI in non-payout situations?

persistent question

What are the spatio-temporal impacts of CDRFI on resilience?

In what context are climate and adaptation finance, DRR and CDRFI complementary for resilience building?

Research project:Smart Policy Support for Integrated Climate Risk Management” (IIASA, ISF, ETH Zurich) (02/22 – 04/23).

How does CDRFI protect sociocultural and other non-economic assets?

transformational evidence

Which CDRFI approaches reduce vulnerability and lead to increased development impacts?

How do behavioural changes influence the transformational impacts of CDRFI?

Are there examples of maladaptive effects of CDRFI and how can these be mitigated?

National and public sector perspectives
Gender dimensions and impacts of CDRFI
Resilience outcomes
People and client focused perspectives
Global risk finance action
Risk information and analysis